Mortgage Post Closer/Shipper

At ServisFirst, Our Name is Our Mission.

DUTIES AND RESPONSIBILITIES

The Mortgage Loan Post Closer/Shipper is responsible for preparing and shipping closed mortgage loans for purchase adhering to specified deadlines and procedures.

The incumbent will:

• Arrange closed loan packages in submission order for investors by organizing files and preparing related documents; ensure that the most current loan submission form per investor is used
• Review packages to ensure completeness and accuracy
• Submit files to the purchasing investor in a timely manner
• Scan file contents into image prior to shipping
• Prepare and mail signature assignments for recording after loans are purchased
• Monitor lock expiration dates daily
• Distribute final documents to investors and monitor outstanding documents
• Perform administrative duties such as faxing, photocopying, filing and phone support as necessary
• Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies

Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job.

Note: Additional duties and responsibilities may be assigned.

MINIMUM QUALIFICATIONS

• High school diploma or equivalent; some college preferred
• Two (2) years of related experience required
• Basic knowledge of bank operations and products
• Basic knowledge of federal and state banking compliance regulations, and other Bank operational policies
• Knowledge of federal and state regulations regarding lending and related consumer disclosure requirements
• Excellent knowledge of agency guidelines
• Understanding of underwriting closing conditions and experience in clearing applicable conditions
• Effective oral, written and interpersonal communication skills with the ability to carry out instructions, understand procedures and write correspondence
• Proficient in Microsoft Outlook, Word and Excel
• Excellent customer service and time management skills
• Ability to multitask, as shown in previous experience completing tasks under time constraints
• Good organizational skills and ability to develop basic understanding of underwriting guidelines
• Good data entry/keyboarding and math skills

PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS

The physical requirements and environmental conditions of this position consist primarily of:

• Sustained standing and sitting
• Frequent use of PC, including typing or sustained attention to monitor
• Frequent typing using a keyboard and/or calculator
• Occasional lifting of basic office files or equipment up to 20 lbs
• Normal office environment with comfortable internal temperatures and low level noise

EOE/AA