Credit Manager

We are seeking an experienced Credit Risk Manager to oversee a portfolio of commercial accounts, evaluate credit risk, and support strategic credit decisions.
What You'll Do

• Analyze financial statements, cash flow, and credit risk for commercial customers.
• Manage a portfolio of accounts and make credit recommendations based on financial data and third-party reporting.
• Present credit analyses and recommendations to senior leadership and credit committees.
• Partner with sales teams and customer leadership to resolve credit-related matters.
• Oversee accounts receivable collections through a direct report.
• Manage order credit holds and support timely credit decisions.
• Contribute to process improvements and risk management initiatives.

Qualifications

• Bachelor's degree in Accounting, Finance, Business, or a related field preferred.
• 3+ years of experience in commercial credit analysis or credit risk management.
• Strong experience analyzing financial statements and assessing commercial credit risk.
• Experience working with commercial or manufacturing-based organizations is preferred.
• Prior leadership or supervisory experience is a plus.
• SAP experience preferred; HighRadius experience is a plus.
• Strong analytical, communication, and decision-making skills.

We launched Top Stack to solve a problem in the human capital industry: Technology has replaced humanity. The business has become cold and impersonal. That’s why we’ve made it our top priority to be people-focused, with consistent, transparent, timely communication. It sounds simple because it is. We think it’s the only way to work.