Portfolio Manager
Job Description
Responsible for underwriting, reviewing, and managing assigned loan portfolio while providing support to the relationship managers/loan team by analyzing financial statement, preparing credit memoranda, and assisting with underwriting commercial real estate loans by obtaining information and preparing required forms to document, close, disburse and maintain loans (Construction, Commercial including Lines of Credit, CRE) in portfolio. Timely update of financial covenant/compliance tracking ("Ticklers") for financial statements, operating statements, tax returns, rent rolls, and insurance while uploading all application documents to the Bank's archives platform ("Synergy"). In addition, the Portfolio Manager is responsible for structuring, pricing, and cultivating current and new client relationships. Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines.
QUALIFICATIONS:
- Bachelor’s degree in business administration or related field preferred.
- Minimum 5 years of underwriting experience in lending or relevant Commercial Real Estate lending experience required.
- Branch Operations/New Account background a plus.
- Excellent communication skills, both verbal and written.
- Excellent leadership and decision-making skills.
- Strong analytical and problem-solving skills.
