Insurance Sales Producer
Job Description
sells insurance policies to new clients and keeps current clients happy. Key duties include prospecting leads, analyzing client needs, and closing sales.Core ResponsibilitiesProspecting: Finding new clients through leads through the agency owner, networking, and referrals. Consulting: Reviewing a client's current coverage and finding gaps or risks. Quoting: Preparing and presenting insurance quotes and policy options. Closing: Convincing clients to buy policies and completing the paperwork. Service: Helping clients update policies or file claims. Key Skills and Requirements Communication: Explaining complex insurance rules in simple terms and listening well. Persistence: Handling rejection and following up with leads steadily .Licensing: Holding a valid state license for life, health, property, or casualty insurance. Organization: Tracking client meetings, renewals, and deadlines.
Benefits
Annual Base Salary + Commission + Bonus Opportunities
Paid Time Off (PTO)
Life Insurance
Hands on Training
Mon-Fri Schedule
Retirement Plan
Career Growth Opportunities
Responsibilities
finding new clients, selling insurance policies, and keeping current customers happy. The key duties include client prospecting, policy sales, and customer service.Finding New ClientsProspecting: Look for new leads by calling people, sending emails, or networking in the local community.Referrals: Ask current happy clients to recommend friends and family who might need insurance.Networking: Attend business and social events to meet potential buyers.Selling PoliciesNeeds Analysis: Talk with clients to figure out what kind of coverage they need and what fits their budget.Quotes: Use computer software to calculate prices and present policy options to buyers.Closing Sales: Explain policy details, answer questions, and get clients to sign agreements and pay their first premium.Managing AccountsPolicy Reviews: Meet with clients once a year to see if their coverage needs have changed.Claims Help: Guide clients through the first steps of filing an insurance claim when an accident or loss happens.Record Keeping: Keep track of client files, policy dates, and payment records in the company database.
Requirements
To become an insurance producer, you must complete pre-licensing education, pass a state exam, and submit a background check. Requirements vary by state, but generally follow a standard path managed through platforms like the National Insurance Producer Registry. Basic Qualifications Be at least 18 years old. Hold a high school diploma or equivalent. Prove good character and financial responsibility .Education and Testing Complete state-approved pre-licensing courses (e.g., 20 to 40 hours depending on lines like Life, Health, or Property and Casualty).Pass the official state insurance licensing exam. Application and Background Check Submit fingerprints for a criminal background check .File the official license application and pay state licensing fees. ( of which is reimbursed by the agency owner upon passing )
