Loan Officer

Core values speak to the heart of an organization and are the essence of a company’s identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future.

Offering a dynamic benefit package that includes but is not limited to:

• Four Medical Plan Offerings to choose from
• Employer HSA Contributions (Coverage/Plan exclusions)
• Employer Provided Life Insurance Policy
• Annual Health Incentive
• Annual Wellness Reimbursement
• Tuition Reimbursement program
• Generous Match 401k Retirement Plan
• Paid Sick Leave
• Paid Vacation Leave
• 11 Paid Holidays based on the Federal Reserve Calendar

If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity.

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Essential Functions:

• Originates residential mortgage loans, in compliance with financial institution policies and procedures.

• Interviews residential mortgage loan applicants.

• Requests specified information for loan application.

• Notifies applicant of loan decision.

• Corresponds with customers, applicants or creditors to resolve questions regarding application information.

• Recommends and outlines terms of loan.

• Informs prospective borrowers of loan commitments.

• Reviews developing laws and regulations as they apply to installment loan security agreements.

• Assists collection officer with delinquent account files for the financial institution.

• Sets and carries out priorities exhibiting proper time management; completes assigned work efficiently in established time frame.

• Communicates effectively, shares information appropriately, timely with tact and diplomacy.

• Responsible for quality loan growth.

• Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.

• Provides the best service to our customers with innovative and creative solutions.

Job Requirements:

• High school diploma or equivalent required.

• BA/BS degree preferred, but not required.

• Good understanding and knowledge of financial institution and products and services.

• Good cross selling, organizational, and communication skills.

• Able to communicate effectively with builders and realtors.

• Ability to deal with time constraints and strong attention to detail.

• Loan Officers are required to have a confirmed NMLS# with First Federal Bank before originating residential mortgage loans and maintain their NMLS# in an active status for the duration of employment.

• Extended hours sitting and performing computer tasks may be required.

• Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank.